Another excerpt from my latest book, Simple Realities (The pathway to happiness and success), which is now available at and on Kindle.

          I was home in Prince Edward Island for a holiday when I ran into an old-timer I hadn’t seen since leaving P.E.I. many years before. I’d always had a job since leaving home and had for years continually taken courses, including the gruelling four years leading to my C.A. designation. The old-timer asked me what I was doing in Toronto. I told him I was working for an international accounting firm. “Harrumph,” he snorted, or something that sounded like that, “you’re sure lucky to have steady work.”

             Luck is opportunity meeting preparation; to win a lottery you have to buy a ticket.

             Luck usually comes disguised as hard work.

             Someone else may deal the cards, but how you play them is up to you.

             Luck is usually against the person who depends on it.

             Your ship’s not going to come in if you haven’t launched one.

             People are often called lucky when they do things that others wish they’d done.

             Most people who blame their luck should question their judgement.

             The only sure thing about luck is that it will change.

             A lot of what is going to happen is being determined by what is happening.

             You never know who you may meet in the next five minutes.

             It’s fine to thank Lady Luck, but never depend on her.

             It takes a lot of luck to make up for a lack of common sense.

             Luck may get you a job, but it won’t let you keep it.

             Luck may make you rich but it will never make you wise.